Travel insurance can provide you with the best coverage for medical expenses, trip cancellation or disturbance, baggage damage, medical evacuation, and much more. Actually travel agents feel fear to talk upon the subject of travel insurance because it was considered as a negative.

Whether it is your trip, your possessions, your luggage, or your health, travel insurance and most important, the right kind of travel insurance has become an essential item to pack for smart travellers. And if you don't buy travel insurance or the right kind more than your trip could not be successful. Travel insurance helps protect against unforeseen emergencies which can occur at any time. Travel insurance is Peace of Mind. It allows you to relax and enjoy your vacation without worry. If you don't think it's worth the cost, just ask someone who's needed to file a claim. While a majority of those who don’t buy travel insurance are familiar with flight and trip cancellation insurance, many people are unaware of travel health insurance, baggage coverage and medical evacuation insurance. Even among travel insurance buyers, only 50 percent were aware of medical evacuation insurance.

Reasons to buy travel insurance
1. Flight has been cancelled
2. Your bags are lost and your medication is in it. You need to have an emergency prescription filled.
3. Your passport and wallet are stolen, and you need emergency cash and a replacement passport.
4. You're involved in an accident and adequate medical treatment is not available. You need medical migration.
5. You need to cancel your trip due to illness.
6. Your cruise line, airline or tour operator goes bankrupt. You need your non-refundable expenses covered and to get to your destination.
7. A terrorist incident occurs in the city where you’re planning to visit and you want to cancel your trip.